RateGenius is a website where you can refinance your car, truck or SUV. The only costs involved in the refinance are a Title Transfer Fee that is paid to your state (varying from $5-$65) depending on the state you are in. (Some lenders may also have a loan processing fee)

RateGenius will find a lower interest rate for you, and can help to assist with finding more flexible payment terms. (e.g skipping a few payments.)

RateGenius can normally save you a lot of money, so visit them first for Car Refinance.